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Statistics

NOTE: NOTE: Note: USD/KZT exchange rate as of December 31, 2024: $1 = KZT 525.11
Gross Loan Portfolio, KZT 000’s
280 185 407
growth/decline: growth/decline: +4,19%
Number of active clients
277 972
growth/decline: growth/decline: +1,69%
PAR>30 days + restructured, KZT 000’s
26 127 239share: share: 9.32%
Number of female clients
154 893
share: share: 55.72%
Number of clients from rural areas
182745share: share: 65.74%
Number of employees
2429
Number of credit employees
707share: share: 29.91%
NOTE: NOTE: Note: USD/KZT exchange rate as of September 30, 2024: $1 = KZT 481.19



Gross Loan Portfolio, KZT 000’s268 912 181growth/decline: +2.63%
Number of active clients273 351growth/decline: +0.71%
PAR>30 days + restructured, KZT 000’s24 240 101share: 9.01%
Number of female clients151 692share: 55.49%
Number of clients from rural areas179 631share: 65.71%
Number of employees2 315
Number of credit employees668share: 28.86%
NOTE: NOTE: Note: USD/KZT exchange rate as of June 30, 2024: $1 = KZT 471.46



Gross Loan Portfolio, KZT 000’s262 018 839growth/decline: 3,45%
Number of active clients271 427growth/decline: 1.31%
PAR>30 days + restructured, KZT 000’s22 339 884share: 8.53%
Number of female clients149 775share: 55.18%
Number of clients from rural areas178 666share: 65.82%
Number of employees2 259
Number of credit employees653share: 28.91%
NOTE: NOTE: Note: USD/KZT exchange rate as of March 31, 2024: $1 = KZT 446.78



Gross Loan Portfolio, KZT 000’s253 290 598growth/decline: 3.81%
Number of active clients267 918growth/decline: 1.05%
PAR>30 days + restructured, KZT 000’s20 499 763share: 8.09%
Number of female clients148 274share: 55.34%
Number of clients from rural areas176 861share: 66.01%
Number of employees2 230
Number of credit employees667share: 29.91%
NOTE: NOTE: Note: USD/KZT exchange rate as of December 31, 2023: $1 = KZT 454.56



Gross Loan Portfolio, KZT 000’s243 993 664growth/decline: 5,02%
Number of active clients265 122growth/decline: 1.26%
PAR>30 days + restructured, KZT 000’s17 669 783share: 7.24%
Number of female clients147 463share: 55.62%
Number of clients from rural areas175 132share: 66.06%
Number of employees2 227
Number of credit employees696share: 31.25%
NOTE: Note: USD/KZT exchange rate as of September 30, 2023: $1 = KZT 474.47



Gross Loan Portfolio, KZT 000’s232 339 576growth/decline: 5,0%
Number of active clients261 822growth/decline: 0,5%
PAR>30 days + restructured, KZT 000’s17 746 101share: 7%
Number of female clients144 706share: 55%
Number of clients from rural areas172 109share: 67%
Number of employees2 201
Number of credit employees705share: 33%
NOTE: Note: USD/KZT exchange rate as of June 30, 2023: $1 = KZT 452.51



Gross Loan Portfolio, KZT 000’s221 305 907growth/decline: 4,3%
Number of active clients260 615growth/decline: 1,1%
PAR>30 days + restructured, KZT 000’s16 408 050share: 7%
Number of female clients143 000share: 55%
Number of clients from rural areas172 249share: 66%
Number of employees2 208
Number of credit employees722share: 33%
NOTE: USD/KZT exchange rate as of March 31, 2023: $1 = KZT 451.71



Gross Loan Portfolio, KZT 000’s212 143 760growth/decline: 2,6%
Number of active clients257 898growth/decline: 0,2%
PAR>30 days + restructured, KZT 000’s15 524 078share: 7%
Number of female clients141 544share: 55%
Number of clients from rural areas171 952share: 67%
Number of employees2 171
Number of credit employees715share: 33%
NOTE: USD/KZT exchange rate as of 31 December 2022: $1 = KZT 462.65



Gross Loan Portfolio, KZT 000’s206 826 713growth/decline: 1%
Number of active clients257 301growth/decline: 1%
PAR>30 days + restructured, KZT 000’s15 669 595share: 8%
Number of female clients142 228share: 55%
Number of clients from rural areas171 390share: 67%
Number of employees2 142
Number of credit employees713share: 33%
NOTE: USD/KZT exchange rate as of 30 Septermber 2022: $1 = KZT 476.71



Gross Loan Portfolio, KZT 000’s205 137 887growth/decline: 5%
Number of active clients254 541growth/decline: 3%
PAR>30 days + restructured, KZT 000’s15 669 595share: 8%
Number of female clients140 327share: 55%
Number of clients from rural areas169 636share: 67%
Number of employees2 122
Number of credit employees718share: 34%
NOTE: Note: USD/KZT exchange rate as of 30 June 2021: $1 = KZT 466,31



Gross Loan Portfolio, KZT 000’s193 654 468growth/decline: 12%
Number of active clients247 432growth/decline: 15%
PAR>30 days + restructured, KZT 000’s13 193 223share: 7%
Number of female clients135 746share: 55%
Number of clients from rural areas159 920share: 67%
Number of employees2 092
Number of credit employees717share: 34%
NOTE: USD/KZT exchange rate as of 30 June 2021: $1 = KZT 466,31



Gross Loan Portfolio, KZT 000’s172 905 633growth/decline: 22%
Number of active clients237 051growth/decline: 3%
PAR>30 days + restructured, KZT 000’s13 415 396share: 8%
Number of female clients130 826share: 55%
Number of clients from rural areas159 920share: 67%
Number of employees2 061
Number of credit employees701share: 34%
NOTE: USD/KZT exchange rate as of 31 December 2021: $1 = KZT 431,67



Gross Loan Portfolio, KZT 000’s162 543 507growth/decline: 9%
Number of active clients230 091growth/decline: 5,7%
PAR>30 days + restructured, KZT 000’s13 250 413share: 8%
Number of female clients128 705share: 56%
Number of clients from rural areas155 998share: 68%
Number of employees1 990
Number of credit employees1 004share: 50%
NOTE: USD/KZT exchange rate as of 30 September 2021: $1 = KZT 425,7



Gross Loan Portfolio, KZT 000’s149 133 766growth/decline: 5%
Number of active clients217 610growth/decline: 0,93%
PAR>30 days + restructured, KZT 000’s16 328 040share: 11%
Number of female clients121 758share: 56%
Number of clients from rural areas148 039share: 68%
Number of employees1 931
Number of credit employees974share: 50%
NOTE: USD/KZT exchange rate as of 30 June 2021: $1 = KZT 427,89



Gross Loan Portfolio, KZT 000’s141 156 819growth/decline: 4%
Number of active clients215 600growth/decline: -3%
PAR>30 days + restructured, KZT 000’s21 819 684share: 16%
Number of female clients120 100share: 56%
Number of clients from rural areas146 551share: 68%
Number of employees1 917
Number of credit employees983share: 51%
NOTE: USD/KZT exchange rate as of 31 March2021: $1= KZT 424,89



Gross Loan Portfolio, KZT 000’s137 188 674growth/decline: 1%
Number of active clients218 177growth/decline: -2%
PAR>30 days + restructured, KZT 000’s29 317 315share: 21%
Number of female clients122 141share: 56%
Number of clients from rural areas148 044share: 68%
Number of employees1 864
Number of credit employees989share: 53%
NOTE: USD/KZT exchange rate as of 31 December 2020: $1 = KZT 420,91



Gross Loan Portfolio, KZT 000’s136 273 144growth/decline: 1%
Number of active clients222 099growth/decline: -10%
PAR>30 days + restructured, KZT 000’s39 189 219share: 29%
Number of female clients125 757share: 57%
Number of clients from rural areas150 131share: 68%
Number of employees1 811
Number of credit employees921share: 51%
NOTE: USD/KZT exchange rate as of 1 October 2020: $1 = KZT 431.82



Gross Loan Portfolio, KZT 000’s133 434 918growth/decline: -1.1%
Number of active clients221 351growth/decline: -10.7%
PAR>30 days + restructured, KZT 000’s54 235 707share: 40.2%
Number of female clients125 747share: 57%
Number of clients from rural areas148 483share: 67%
Number of employees1 795
Number of credit employees913share: 51%
NOTE: USD/KZT exchange rate as of 1 July 2020: $1 = KZT 403.93



Gross Loan Portfolio, KZT 000’s135 335 628growth/decline: +0.3%
Number of active clients225 135growth/decline: -9.2%
PAR>30 days + restructured, KZT 000’s71 954 037share: 53.2%
Number of female clients128 186share: 57%
Number of clients from rural areas150 257share: 67%
Number of employees1 922
Number of credit employees961share: 50%
NOTE: USD/KZT exchange rate as of 1 April 2020: $1 = KZT 447.67



Gross Loan Portfolio, KZT 000’s133 648 555growth/decline: -0.9%
Number of active clients239 508growth/decline: -3.4%
PAR>30 days + restructured, KZT 000’s6 129 977share: 4.6%
Number of female clients137 431share: 57%
Number of clients from rural areas160 317share: 67%
Number of employees1 980
Number of credit employees1 006share: 51%
NOTE: USD/KZT exchange rate as of 1 October 2019: $1 = KZT 387.99



Gross Loan Portfolio, KZT 000’s135 566 183growth/decline: +14.4%
Number of active clients247 987growth/decline: +1.8%
PAR>30 days + restructured, KZT 000’s5 097 236share: 3,8%
Number of female clients144 318share: 58%
Number of clients from rural areas164 641share: 66%
Number of employees1 993
Number of credit employees1 055share: 53%
NOTE: USD/KZT exchange rate as of 1 July 2019: $1= KZT 380.53



Gross Loan Portfolio, KZT 000’s133 890 999growth/decline: +13.0%
Number of active clients254 426growth/decline: +4.2%
PAR>30 days + restructured, KZT 000’s4 533 323share: 3.4%
Number of female clients148 388share: 58%
Number of clients from rural areas169 876share: 67%
Number of employees1 972
Number of credit employees1 058share: 54%
NOTE: USD/KZT exchange rate as of 1 April 2019: $1 = KZT 380.04



Gross Loan Portfolio, KZT 000’s124 220 172growth/decline: +4.9%
Number of active clients243 715growth/decline: +1.9%
PAR>30 days + restructured, KZT 000’s4 061 673share: 3.3%
Number of female clients146 556share: 59%
Number of clients from rural areas166 167share: 67%
Number of employees1 938
Number of credit employees1 057share: 55%
NOTE: USD/KZT exchange rate as of 1 January 2019: $1 = KZT 384.2



Gross Loan Portfolio, KZT 000’s118 463 328growth/decline: +35.3%
Number of active clients243 715growth/decline: +10.3%
PAR>30 days + restructured, KZT 000’s2 351 441share: 2.0%
Number of female clients145 900share: 60%
Number of clients from rural areas162 865share: 67%
Number of employees1 908
Number of credit employees1 046share: 55%
NOTE: USD/KZT exchange rate as of 1 October 2018: $1 = KZT 363.07



Gross Loan Portfolio, KZT 000’s110 467 340growth/decline: +26.1%
Number of active clients232 546growth/decline: +5.3%
PAR>30 days + restructured, KZT 000’s2 780 029share: 2.5%
Number of female clients140 185share: 60%
Number of clients from rural areas155 015share: 67%
Number of employees1 789
Number of credit employees958share: 53%
NOTE: USD/KZT exchange rate as of 1 July 2018: $1 = KZT 341.08



Gross Loan Portfolio, KZT 000’s102 664 872growth/decline: +17.2%
Number of active clients224 750growth/decline: +1.7%
PAR>30 days + restructured, KZT 000’s2 692 216share: 267% (возможно ошибка)
Number of female clients135 677share: 60%
Number of clients from rural areas148 841share: 66%
Number of employees1 731
Number of credit employees910share: 53%
NOTE: USD/KZT exchange rate as of 1 April 2018: $1 = KZT 318.31



Gross Loan Portfolio, KZT 000’s93 861 236growth/decline: +7.2%
Number of active clients221 850growth/decline: +0.4%
PAR>30 days + restructured, KZT 000’s2 501 007share: 2.7%
Number of female clients135 623share: 61%
Number of clients from rural areas146 865share: 66%
Number of employees1 720
Number of credit employees906share: 53%
NOTE: USD/KZT exchange rate as of 1 January 2020: $1= KZT 382.59



Gross Loan Portfolio, KZT 000’s134 880 142growth/decline: +13.9%
Number of active clients248 007growth/decline: +1.8%
PAR>30 days + restructured, KZT 000’s5 570 228share: 4.1%
Number of female clients144 304share: 58%
Number of clients from rural areas165 131share: 67%
Number of employees1 960
Number of credit employees1 022share: 52%
NOTE: USD/KZT exchange rate as of 1 January 2018: $1 = KZT 332.33



Gross Loan Portfolio, KZT 000’s87 584 168growth/decline: +70.1%
Number of active clients220 903growth/decline: +20.5%
PAR>30 days + restructured, KZT 000’s1 087 254share: 2.4%
Number of female clients137 454share: 62%
Number of clients from rural areas144 984share: 66%
Number of employees1 693
Number of credit employees831share: 49%
NOTE: USD/KZT exchange rate as of 1 October 2017: $1 = KZT 341.19



Gross Loan Portfolio, KZT 000’s81 762 435growth/decline: +58.8%
Number of active clients211 736growth/decline: +15.5%
PAR>30 days + restructured, KZT 000’s1 760 094share: 2.2%
Number of female clients132 367share: 63%
Number of clients from rural areas151 789share: 72%
Number of employees1 709
Number of credit employees850share: 50%
NOTE: USD/KZT exchange rate as of 1 July 2017: $1 = KZT 322.27



Gross Loan Portfolio, KZT 000’s70 293 051growth/decline: +36.5%
Number of active clients200 877growth/decline: +9.6%
PAR>30 days + restructured, KZT 000’s1 558 001share: 2.2%
Number of female clients125 451share: 62%
Number of clients from rural areas143 281share: 71%
Number of employees1 757
Number of credit employees874share: 50%
NOTE: USD/KZT exchange rate as of 1 April 2017: $1 = KZT 313.73



Gross Loan Portfolio, KZT 000’s57 904 265growth/decline: +12.46%
Number of active clients190 879growth/decline: +4.12%
PAR>30 days + restructured, KZT 000’s1 458 110share: 2.52%
Number of female clients120 452share: 63%
Number of clients from rural areas138 020share: 72%
Number of employees1 731
Number of credit employees866share: 50%
NOTE: USD/KZT exchange rate as of 1 January 2016: $1 = KZT 333.29



Gross Loan Portfolio, KZT 000’s51 488 867growth/decline: +48.21%
Number of active clients183 331growth/decline: +20.69%
PAR>30 days + restructured, KZT 000’s1 247 376share: 2.42%
Number of female clients117 032share: 64%
Number of clients from rural areas129 822share: 71%
Number of employees1 536
Number of credit employees804share: 52%
NOTE: USD/KZT exchange rate as of 1 October 2016: $1 = KZT 335.46



Gross Loan Portfolio, KZT 000’s47 468 824growth/decline: +36.63%
Number of active clients174 423growth/decline: +14.82%
PAR>30 days + restructured, KZT 000’s1 174 772share: 2.47%
Number of female clients111 319share: 64%
Number of clients from rural areas122 224share: 70%
Number of employees1 514
Number of credit employees786share: 52%
NOTE: USD/KZT exchange rate as of 1 April 2016: $1 = KZT 338.66



Gross Loan Portfolio, KZT 000’s41 034 435growth/decline: +18.11%
Number of active clients163 971growth/decline: +7.94%
PAR>30 days + restructured, KZT 000’s1 111 075share: 2.71%
Number of female clients104 038share: 63%
Number of clients from rural areas113 713share: 69%
Number of employees1 475
Number of credit employees770share: 52%
NOTE: USD/KZT exchange rate as of 1 April 2016: $1 = KZT 343.62



Gross Loan Portfolio, KZT 000’s36 648 315growth/decline: +5.49%
Number of active clients156 714growth/decline: +3.17%
PAR>30 days + restructured, KZT 000’s1 088 519share: 2.97%
Number of female clients100 039share: 64%
Number of clients from rural areas109 084share: 70%
Number of employees1 393
Number of credit employees695share: 50%
NOTE: USD/KZT exchange rate as of 1 January 2016: $1 = KZT 340.01



Gross Loan Portfolio, KZT 000’s34 741 614growth/decline: +23.95%
Number of active clients151 904growth/decline: +17.98%
PAR>30 days + restructured, KZT 000’s842 609share: 2.43%
Number of female clients98 235share: 65%
Number of clients from rural areas105 817share: 70%
Number of employees1 397
Number of credit employees691share: 49%
NOTE: USD/KZT exchange rate as of 1 October 2015: $1 = KZT 270.89



Gross Loan Portfolio, KZT 000’s32 623 814growth/decline: +16.40%
Number of active clients144 730growth/decline: +12.41%
PAR>30 days + restructured, KZT 000’s738 443share: 2.43%
Number of female clients94 089share: 65%
Number of clients from rural areas98 664share: 68%
Number of employees1 411
Number of credit employees710share: 50%
NOTE: USD/KZT exchange rate as of 1 July 2015: $1 = KZT 186.20



Gross Loan Portfolio, KZT 000’s29 768 005growth/decline: +6.21%
Number of active clients138 489growth/decline: +7.56%
PAR>30 days + restructured, KZT 000’s738 176share: 2.48%
Number of female clients89 850share: 65%
Number of clients from rural areas92 700share: 67%
Number of employees1 343
Number of credit employees664share: 49%
NOTE: USD/KZT exchange rate as of 1 April 2015: $1 = KZT 185.65



Gross Loan Portfolio, KZT 000’s29 054 062growth/decline: +3.66%
Number of active clients135 597growth/decline: +5.31%
PAR>30 days + restructured, KZT 000’s582 064share: 2.00%
Number of female clients89 396share: 66%
Number of clients from rural areas89 998share: 66%
Number of employees1 311
Number of credit employees661share: 50%
NOTE: USD/KZT exchange rate as of 1 January 2015: $1 = KZT 182.35



Gross Loan Portfolio, KZT 000’s28 028 145growth/decline: +55.58%
Number of active clients128 757growth/decline: +30.89%
PAR>30 days + restructured, KZT 000’s373 299share: 1.33%
Number of female clients86 455share: 67%
Number of clients from rural areas84 699share: 66%
Number of employees1 252
Number of credit employees625share: 50%
NOTE: Note: USD/KZT exchange rate as of 1 October 2014: $1 = KZT 181.90



Gross Loan Portfolio, KZT 000’s25 487 422growth/decline: +41.48%
Number of active clients119 944growth/decline: +18.36%
PAR>30 days + restructured, KZT 000’s350 980share: 1.38%
Number of female clients80 931share: 67%
Number of clients from rural areas78 287share: 65%
Number of employees1 239
Number of credit employees617share: 50%
NOTE: USD/KZT exchange rate as of 1 August 2014: $1 = KZT 183.28



Gross Loan Portfolio, KZT 000’s21 897 261growth/decline: +21.55%
Number of active clients111 612growth/decline: +13.46%
PAR>30 days + restructured, KZT 000’s329 624share: 1.51%
Number of female clients75 428share: 68%
Number of clients from rural areas76 377share: 68%
Number of employees1 230
Number of credit employees611share: 50%
NOTE: USD/KZT exchange rate as of 1 April 2014: $1 = KZT 182.06



Gross Loan Portfolio, KZT 000’s19 315 258growth/decline: +7.22%
Number of active clients104 549growth/decline: +6.28%
PAR>30 days + restructured, KZT 000’s313 637share: 1.62%
Number of female clients71 936share: 69%
Number of clients from rural areas71 036share: 68%
Number of employees1 216
Number of credit employees610share: 50%
NOTE: Note: USD/KZT exchange rate as of 1 January 2014: $1 = KZT 154.06



Gross Loan Portfolio, KZT 000’s18 014 800growth/decline: +44.49%
Number of active clients98 374growth/decline: +33.57%
PAR>30 days + restructured, KZT 000’s275 543share: 1.53%
Number of female clients69 089share: 70%
Number of clients from rural areas66 323share: 67%
Number of employees1 147
Number of credit employees571share: 50%
NOTE: USD/KZT exchange rate as of 1 October 2013: $1 = KZT 153.81



Gross Loan Portfolio, KZT 000’s16 002 321growth/decline: +28.35%
Number of active clients88 851growth/decline: +20.64%
PAR>30 days + restructured, KZT 000’s217 844share: 1.36%
Number of female clients62 616share: 71%
Number of clients from rural areas62 101share: 70%
Number of employees1 082
Number of credit employees553share: 50%
NOTE: USD/KZT exchange rate as of 1 July 2013: $1 = KZT 151.65



Gross Loan Portfolio, KZT 000’s14 080 558growth/decline: +12.93%
Number of active clients81 989growth/decline: +11.32%
PAR>30 days + restructured, KZT 000’s208 363share: 1.48%
Number of female clients57 730share: 70%
Number of clients from rural areas57 693share: 70%
Number of employees1 021
Number of credit employees614share: 50%
NOTE: USD/KZT exchange rate as of 1 April 2013: $1 = KZT 150.84



Gross Loan Portfolio, KZT 000’s12 467 774growth/decline: ~0%
Number of active clients76 283growth/decline: +3.57%
PAR>30 days + restructured, KZT 000’s189 083share: 1.5%
Number of female clients54 434share: 71%
Number of clients from rural areas57 306share: 75%
Number of employees941
Number of credit employees481share: 51%